Smarter People Always Enjoy This Life

Posted By MarkThomas on May 17, 2010

The warranty you get from a retailer for your new LED, plasma or LCD TV probably does not cover accidental screen contact. That means if something is thrown at your screen, and the screen cracks or becomes scratched, the TV is ruined and you have to pay for a new one.

Lots of LED and plasma television screens are shattered every day around the world. The question is then, are you concerned about your TV screen getting smashed and what should you buy to protect it? Over 1 million LCD, LED and plasma screen televisions are sold each and every month, and that is just in the United States. People spend hours every day watching their favorite shows on TV. They watch sports, play video games, enjoy great movies and home videos. Nowadays, lots of people are using their television as a computer monitor and streaming videos from the web as well. There is no doubt that these new televisions have had a big impact on the way that we relax and enjoy ourselves.

If the screen on your television gets cracked or scratched it cannot be replaced. You cannot simply replace the screen. You have to buy a whole new TV. That can be an expensive situation to find yourself in. A TV screen protector is very cheap in comparison. LCD televisions cost anywhere from $199 - $4000. There is an enormous range of choice on the market and sooner or later they will be a fixture in everyone’s home. You must measure your room so as to get the viewing ratio right. Bigger does not always mean better in a small room. When using a TV screen protector, you want to ensure that the amount of natural light coming into the room is suitable for the best viewing scenario.

If you have kids of any age, you will know that accidents are unavoidable. Depending on your household, they may be common occurrences. If you have a gaming console or an active sports fan you know how much time is spent using the TV. It takes less than a few seconds to shatter a screen. Game controllers are a common cause of TV screens getting damaged. In an instant, the person playing the game loses concentration or their grip on the controller, and before they know it the screen is ruined. Only when it is too late do you fully realize that it cannot be fixed and that finding $1000 for a new TV is going to be really hard, if not impossible.

There is risk around us all of the time. We buy car insurance to mitigate the risk of getting in a car accident. We buy warranties for our new appliances and travel insurance for our vacations. We do these without thinking twice to ensure we are not out of pocket when we get some bad luck. The same logic should apply when considering whether to buy a TV screen protector. When you think about it, it is just good common sense.

The author is the owner of a TV Screen Protector company called TV Armor, located at www.TV-Armor.com. Thousands of LCD and LED TV screens are lost each day to accidental contact with the screen. Pick up a TV Protector before it happens to you. Stop worrying about your TV and start enjoying it. Protect Your TV!

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Posted By MarkThomas on May 17, 2010

A TV screen protector is a piece of equipment that protects TV screens from scratches and cracks. There are many different ones available, but they all do basically the same thing and achieve the desired result for the consumer. They are all made from the same optical grade acrylic. These pieces of acrylic are then cut and molded to fit the size of most TV screens. They are attached to your TV screen using simple Velcro straps and use small rubber or felt pads to rest against the frame of the TV. Surprisingly, once attached, they are almost invisible, though some lighting conditions may cause an undesired reflection. Still, you can get around this problem by using an anti-glare solution. It results in a little extra hassle but it is definitely worth it in order to keep your TV safe from damage.

Now, here are some common questions and the answers to them…

- What is a TV screen protector made of? They are made using a special type of acrylic (optical grade. Optical grade acrylic is very impressive stuff, as it is scratch resistant, anti-glare and anti-reflective. The newer acrylic materials being used in these products was developed by NASA and is also used in the automobile industry. The stuff is strong and reliable. It provides more than enough protection for your expensive television.

- How does the TV screen protector attach to the TV? Currently, all TV screen protectors on the market use Velcro straps as their method of attachment. They also have rubber or felt tabs that rest against the frame around your screen. These act as shock absorbers and take the brunt of the force when the screen cover is jarred. They are very effective and work to absorb the shock or force when something hits the screen.

- What sort of damage do TV screen protectors protect against? They protect against pets, toddlers who like drawing on things, kids who throw things, clumsy and inattentive adults, and other types of accidental contact. Remember, if you purchased a warranty, it probably does not cover you against damage caused in the aforementioned ways.

- Who makes these products? There are 3 a few major providers or brands of TV screen protectors on the market. The only significant difference between them are slight variations in the way the Velcro straps attach to the acrylic TV screen protector and the thickness of the TV screen protector itself. Remember, the thinner the acrylic used, the more flex will be present in the TV Screen Protector. You want as little flex as possible, so go for a thick TV screen protector.

- Are they worth the money? You need to make a decision, knowing how many accidents happen in your house, if it is worth the risk. Thousands of TV screens get broken every month- yours could be next. So, the real question is whether you think it worthwhile to spend less than a $100 to protect a $1000 piece of equipment.

The author is the owner of a TV Screen Protector company called TV Armor, located at www.TV-Armor.com. Thousands of LCD and LED TV screens are lost each day to accidental contact with the screen. Pick up a TV Protector before it happens to you. Stop worrying about your TV and start enjoying it. Protect Your TV!

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Posted By AnnHudson on May 17, 2010

Making sure that your credit report is accurate and up to date is very important for your financial well being. The credit bureaus can sell your credit report information to businesses or individuals such as insurance companies, employers, landlords, and possible creditors.

It can take time to fix your credit report, so verifying the information on your report can save some headaches later on. If you find inaccurate or incomplete information on your credit report, the Fair Credit Reporting Act requires that both the credit bureau and the company that provides the information to the credit bureau are responsible for correcting it.

Taking action to repair your credit is the first move in the right direction. If you are like most people, you may be unsure how to begin. Many people take the “free” route and attempt to repair their own credit. While this works for some, the drawbacks of going solo can be larger than you realize. Below are a few reasons why a credit lawyer may be beneficial to you and your credit score.

1. General knowledge. Do you know your rights under the Fair Credit Reporting Act (FRCA)? Do you know how to draft a dispute letter once you do? Unless you have a strong urge to immerse yourself in the long and arduous task of learning federal law in your spare time, navigating the important first steps to credit repair can be confusing. A lot of background knowledge is required before a single dispute letter can be drafted.

Hiring a credit lawyer to help you navigate the laws may be your best option. Attorneys with experience in credit repair have a thorough understanding of the current credit and consumer protection laws. They also know how to apply these laws to help you assert your consumer rights.

2. Tracking paperwork and correspondence. Unless you are an organizational guru who loves categorization and filing, tracking correspondence between yourself and the credit bureau can be an overwhelming and draining experience. You can also expect to spend time and money at the post office; any letters to the credit bureau must be sent through USPS with a return receipt requested. You also need to find a way to track emails, phone calls, and other forms of contact.

Law firms have established methods when it comes to keeping records and tracking correspondence. Having an attorney serving as your go-between also saves you the effort of deciding how to categorize a brief phone call or a message on your answering machine.

3. Sacrificing your time. Learning federal credit laws and wading through paperwork is a full-time job, and you probably already have one of those. You can’t drop everything to look up legal terms and run to the post office during business hours. You don’t have several hours each week to devote to your credit file and the expertise it takes to repair it. This is why many people hire a credit lawyer. Even if they have the expertise to fix their own credit, they may not have the resources or time. As a result, they cannot pursue their credit repair as aggressively as they should, and the process becomes lengthier.

Credit Repair: Ann Hudson is an advocate for consumers understanding their credit and their credit rights, and works as a consultant for Lexington Law. Call 1-800-768-2305 or visit Credit Repair Services for a free credit consultation.

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